OpenRegis OpenRegis
Official court and registry monitoring · DE · AT · FR

Monitor insolvency
before it spreads
through your supply chain

We track official insolvency publications and company registry signals across Germany, Austria, and France and alert your team with explainable evidence.

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Free forever · No credit card · Cancel anytime

Phase 1Try now: enter a company and start monitoring
1.Courts
2.Data Processing
3.Risk Analysis
4.Instant Alerts

Why teams trust these alerts

Official sources: Insolvenzbekanntmachungen, Ediktsdatei, BODACC
Collection cadence: every 6 hours
Alert channels: Email, Telegram, Webhook

Proof reviewed: March 5, 2026

Live case in the last hour

Company: Sample Supplier GmbH
Court: Munich District Court
Case: 123 IN 45/26
Detected: 10:42

Alert status: 32 subscribers notified

4,000+
Companies Monitored
25
Financial Formulas
14
Data Connectors
3
Jurisdictions Active
27
Signal Types
AI-Powered Technology

Enterprise Credit Intelligence
3 AI Engines. 25 Financial Formulas.

Not just monitoring — deep financial analysis combining deterministic rules, vector similarity, and graph-based risk propagation.

Qdrant Vector Engine

Semantic embeddings encode every company's risk profile into high-dimensional vector space. Cosine similarity detects hidden risk patterns that rule-based systems miss.

similarity(A, B) = cos(θ) = A·B / (‖A‖×‖B‖)
4 collections1536 dimensionsanomaly detection

Neo4j Graph Database

Company relationships mapped as graph nodes and edges. Risk propagation through ownership chains, supply networks, and cross-border connections.

MATCH (c:Company)-[:OWNS]->(s:Subsidiary) WHERE s.risk > 80
relationship mappingrisk propagation

25-Rule Analysis Engine

Deterministic financial formulas from decades of academic research. Altman, Piotroski, Beneish — every rule admin-configurable with threshold overrides.

if Z < 1.81 → CRITICAL | if F < 3 → WARNING | if M > -1.78 → CRITICAL
25 rules3 severity levels27 signal types

Financial Analysis Formulas

Bankruptcy Prediction
Altman Z-Score
Z = 1.2×WC/TA + 1.4×RE/TA + 3.3×EBIT/TA + 0.6×MVE/TL + 1.0×S/TA
Financial Strength
Piotroski F-Score
9 binary signals: ROA, ΔROA, CFO, Accruals, ΔLeverage, ΔLiquidity, Equity, ΔMargin, ΔTurnover
Earnings Manipulation
Beneish M-Score
M = -4.84 + 0.92×DSRI + 0.528×GMI + 0.404×AQI + 0.892×SGI + 0.115×DEPI
Debt Servicing
Interest Coverage
ICR = EBIT / Interest Expense
Cash Flow
CFO Trend
Consecutive quarters with negative operating cash flow
Leverage
Debt Ratio
Total Liabilities / Total Assets × 100
Liquidity
Current Ratio
Current Assets / Current Liabilities
Liquidity
Quick Ratio
(Cash + Receivables + Short-term Investments) / Current Liabilities
Growth
Revenue Growth
(Revenue_t − Revenue_t-1) / Revenue_t-1
Profitability
Profit Margin
Net Income / Revenue × 100
Profitability
ROE
Net Income / Shareholder Equity
Profitability
ROA
Net Income / Total Assets

+ 13 more rules including Working Capital, Quick Ratio, Dividend Cut, Stock Crash, Officer Churn, and more

See Risk Intelligence In Action

Every company analyzed in real-time. Click to see how our AI engines work together.

Deutsche Stahl GmbH
DE · Score: 34/100
D
Wiener Logistik AG
AT · Score: 72/100
B
Lyon Industrie SAS
FR · Score: 91/100
A

Deutsche Stahl GmbH

Composite Credit Score: 34/100 (D)

87%
Vector Match
12
Graph Links
Active Signals (4)
CRITICALAltman Z-Score
1.23
threshold: < 1.81
WARNINGDebt Ratio
78%
threshold: > 70%
WARNINGCFO Trend
3 quarters
threshold: > 2 consecutive
CRITICALInterest Coverage
0.8x
threshold: < 1.5x
Qdrant Vector SearchNeo4j Graph Analysis25 Financial Rules14 Data SourcesReal-time Monitoring

How the Pipeline Works

From raw data to actionable intelligence in under 15 minutes.

01
Ingest
14 Data Connectors

Crawl insolvency registers, company filings, market data, sanctions lists, and news feeds across 6+ countries every 10 minutes.

DE: Insolvenzbekanntmachungen
AT: Ediktsdatei
FR: BODACC
GLEIF/LEI
SEC EDGAR
Yahoo Finance
OpenSanctions
GDELT News
02
Analyze
25 Rules + AI

Every fact passes through 25 deterministic financial rules, Qdrant vector similarity, and Neo4j graph traversal.

Altman Z-Score
Piotroski F-Score
Beneish M-Score
Interest Coverage
CFO Trend
Vector Anomaly Detection
Graph Risk Propagation
Composite Credit Score
03
Alert
3 Channels

Matched signals trigger real-time alerts via Email, Telegram, or Webhook with full provenance trail.

Email (all plans)
Telegram (PRO+)
HMAC-signed Webhooks
Severity filtering
Daily/monthly caps
Full audit trail
Watchlist matching
Sector subscriptions

14 Data Sources. One Platform.

Official government registers, financial filings, market data, sanctions lists, and global news — all connected.

DEInsolvency Register
Insolvenzbekanntmachungen
insolvenzbekanntmachungen.de
ATInsolvency Register
Ediktsdatei
ediktsdatei.justiz.gv.at
FROfficial Bulletin
BODACC
bodacc.fr
XXEntity Identification
GLEIF / LEI
gleif.org
DECompany Register
Handelsregister
handelsregister.de
DEFederal Gazette
Bundesanzeiger
bundesanzeiger.de
USUS Filings
SEC EDGAR
sec.gov/edgar
XXMarket Data
Yahoo Finance
finance.yahoo.com
UKUK Register
Companies House
gov.uk/companies-house
XXSanctions / PEP
OpenSanctions
opensanctions.org
USLitigation Data
CourtListener
courtlistener.com
XXNews / Events
GDELT
gdeltproject.org
GDPR Compliant
TLS Encrypted
EU Data Residency
Real-time Sync

Stop Guessing.
Start Monitoring.

Join companies using AI-powered credit intelligence to protect their supply chains. Free plan includes full access to monitoring across Germany.

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Free forever · No credit card · Cancel anytime

FREE
Germany only
€10/mo
Basic
€25/mo
Pro — Most popular
€99/mo
Enterprise